It's frustrating when we don't have access to our funds, we get it. However, we all need to make sure we at least have a 

pin or passphrase to keep unwanted people out of our funds. If you lost your pin or passphrase, ensure you have your SEED safe and accessible, delete the wallet from your device, re-download the Monarch Wallet on your device, open, click the sync existing wallet button, type in your SEED and now you will be able to create a new pin or passphrase and again have access to your wallet and funds within.

We truly appreciate you and your support in our endeavors to empower us all to be our own bank, anywhere in the world.